Top 3 Owner Occupied Rates

Product	Interest Rate The advertised interest rate provided by the lender.	Comparison Rate The comparison rate is based on a loan of $150,000 over 25 years. Please note that this comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees and other loan amounts may result in a different comparison rate. Rates, fees and conditions are indicative, for new loans only, and could change at any time.	LVR This is the maximm loan to value ratio for the product. Please note that if the LVR exceeds 80% of the property's value, you may be required to pay Lender's Mortgage Insurance (LMI).	Fees Home loan products sometimes have associated fees, which include application fees paid to the ldner, monthly fees (e.g. account keeping), and annual fees (which usually apply on package loans - e.g. where an offset account is included).	Features Different home loan products come with different features. These include a redraw facility, allowing you to draw the loan back down if you have made additional repayments; an offset facility allowing you to deposit money in a linked transaction account and reduce the interest you pay, interest only periods, construction & land loan provisos, and so on.
Loan Range: $150,000 - $2,000,000	TBD Depending on your circumstances, we may be able to obtain preferential pricing for this lender.	TBD Depending on your circumstances, we may be able to obtain preferential pricing for this lender.	80%	Application ~$275 Monthly $0 Annual $299	Redraw Offset
Loan Range: $20,000 - $4,000,000	3.63%	3.64%	$133,033 For 30 Years	70%	Application $0 Monthly $0 Annual $395	Redraw Offset
Loan Range: $150,000 - $5,000,000	3.68%	3.69%	$139,806 For 30 Years	90%	Application $0 Monthly $0 Annual $0	Redraw Land

Top 3 Investment Rates

Product	Interest Rate The advertised interest rate provided by the lender.	Comparison Rate The comparison rate is based on a loan of $150,000 over 25 years. Please note that this comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees and other loan amounts may result in a different comparison rate. Rates, fees and conditions are indicative, for new loans only, and could change at any time.	LVR This is the maximm loan to value ratio for the product. Please note that if the LVR exceeds 80% of the property's value, you may be required to pay Lender's Mortgage Insurance (LMI).	Fees Home loan products sometimes have associated fees, which include application fees paid to the ldner, monthly fees (e.g. account keeping), and annual fees (which usually apply on package loans - e.g. where an offset account is included).	Features Different home loan products come with different features. These include a redraw facility, allowing you to draw the loan back down if you have made additional repayments; an offset facility allowing you to deposit money in a linked transaction account and reduce the interest you pay, interest only periods, construction & land loan provisos, and so on.
Loan Range: $150,000 - $2,000,000	TBD Depending on your circumstances, we may be able to obtain preferential pricing for this lender.	TBD Depending on your circumstances, we may be able to obtain preferential pricing for this lender.	80%	Application ~$275 Monthly $0 Annual $299	Redraw Offset
Loan Range: $150,000 - $2,000,000	3.89%	3.93%	90%	Application $150 Monthly $10 Annual $0	Redraw Offset
Loan Range: $150,000 - $1,500,000	3.98%	3.98%	90%	Application $363 Monthly $0 Annual $0	Redraw