First Home Buyers
We assist first-time buyers with expert advice, clear explanations, and a wide range of loan options suited to your needs.
Explore your first home options
Your next chapter, clearly financed
The Right Loan Starts With the Right Advice
We help you compare lenders, find low rates, and make confident choices, with support you can trust from start to finish.
Start with a clearer number
Picture your monthly repayments.
A useful first estimate, without the jargon. Adjust the numbers and see what your next step could look like.
This estimate is for illustration only and is not an offer of finance. The starting interest rate is an example, not a current Loan Base rate. It assumes a constant rate and monthly principal and interest repayments, and excludes fees.
What we offer
Loan options built around your goals.
From a first front door to the next investment, we help make the options feel clearer and the process more personal.
Refinancing
Our refinancing solutions help you secure better rates, reduce your monthly repayments, or access equity — all with personalised guidance.
Learn moreInvestment Loans
We provide tailored finance solutions for property investors, whether you're purchasing your first investment or expanding your portfolio.
Learn moreLow Doc Home Loans
Designed for self-employed borrowers, our Low Doc Loans offer flexible options without the need for full documentation.
Learn moreGuarantor Loans
Guarantor loans can help you secure a home loan with additional support. We ensure the process is clear and well-managed for everyone involved.
Learn moreDebt Consolidation
We offer debt consolidation solutions to help you combine multiple debts into a single repayment with clearer terms and lower stress.
Learn moreCredit Impaired
If you have a poor credit history, we work with lenders who assess more than just your credit score — giving you a fair opportunity to borrow.
Learn moreAsset Finance
Asset finance is a way for businesses to acquire assets, such as vehicles, machinery, or equipment, by borrowing money instead of paying the full cost upfront.
Learn more
Advice that feels personal.Because every home and every goal is different.
Who we are
Real guidance, around the table and all the way home.
We're synonymous with delivering tailored lending solutions across Australia for both personal and commercial needs. We work with a wide network of lenders to match each client with the right product, whether it's for a home, business, or investment. Our team brings deep industry knowledge and a personalised approach to every application.
- Tailored lending solutions
- Wide lender access
- Transparent loan process
- Personalised loan support
- Home and investment focus
- Long-term client care
Why Loan Base
Local knowledge. Wider choice. A simpler path forward.
We're a local team, helping Australians borrow smarter since January 2013. Our goal is to make lending simpler, more convenient, and built around you.
Fully Licensed and Compliant
ASIC Credit Licence No. 508 308
Trusted for Our Personalised Approach
Advice shaped around your goals, circumstances and next chapter.
Proven, Professional Approach
Clear guidance and consistent support from first conversation to funding.
2013established
1kloans approved
1ksatisfied clients
A broad lender panel
Recognised lenders. More ways forward.
We work with a wide range of lenders to help identify finance options suited to each client’s goals and circumstances.
Lender availability, products and approval criteria vary. Inclusion does not indicate that a lender or product is suitable for every borrower.
A clear way forward
How the loan process works.
Four straightforward stages, with a real person to keep things moving.
- 01
Application
Fill out a short form to tell us what you need and share a few basic details.
- 02
Documentation
We'll let you know what documents are required based on your loan type.
- 03
Approval
Once we review everything, we'll get back to you with an outcome as quickly as possible.
- 04
Funding
When your loan is approved and documents are finalised, we arrange the fund transfer.
More than an approval
It’s the first evening in. The first memory. The future taking shape.
A loan is a number. What it makes possible is the part that matters.
Start your next chapter
Let’s make the next step clearer
Ready to talk about what’s possible?
FAQs
A few questions, answered simply.
Every situation is different. For advice around yours, talk with our team.
Why work with a mortgage and finance broker?
A broker can help you understand lending options, compare suitable products and manage the process from application through to funding.
What should I prepare before getting started?
The documents depend on your loan type. We’ll tell you exactly what is needed after learning a little about your circumstances.
Can Loan Base help outside Brisbane and Sydney?
Yes. Loan Base delivers tailored lending solutions across Australia.