Gold Coast Sydney

An Australian trades business owner beside her new work vehicle and equipment

Put the right tools to work

Finance the equipment that helps your business move forward.

From a work vehicle to essential machinery, the right asset can unlock capacity. We help businesses compare finance structures while keeping cash flow and purpose in view.

Match the finance to the asset and the business need.

Asset finance can spread the cost of eligible vehicles, equipment or machinery over time rather than requiring the full purchase price upfront. The available product, term and security depend on the asset, its age, how it will be used and the strength of the business application.

We ask what the asset needs to achieve, how long it is likely to serve the business and how repayments fit the operating cash flow. Your accountant can advise on tax and accounting treatment; we focus on the lending structure and application process.

How we help

Advice shaped around the decision—not a product shelf.

01

Purpose-led options

Compare structures suited to the asset type, purchase and intended business use.

02

Cash-flow awareness

Consider repayments alongside seasonality, working capital and other commitments.

03

A managed application

Coordinate quotes, business documents and lender requirements through to settlement.

Prepare for the conversation

A few useful things to have nearby.

You do not need a perfect folder before contacting us. These details simply help us understand the position sooner.

  • Supplier quote or asset details
  • Business ABN and trading history
  • Financial or bank records
  • Existing business commitments
  • Deposit or trade-in where relevant

Questions, answered

What people often ask about asset finance.

These are general answers. Your own options depend on your circumstances and lender assessment.

What types of assets can be financed?

Depending on lender policy, options may cover vehicles, machinery, equipment and other identifiable business assets.

Can a new business apply?

Some lenders consider newer businesses, usually with additional evidence, a deposit or stronger supporting circumstances. Options vary substantially.

Which finance structure is best for tax?

Tax treatment depends on the structure and your circumstances. Your accountant should provide that advice; we can coordinate the lending discussion with them.

Customer experiences

Good service, in their words.

Selected five-star Google reviews, reproduced in full. Loan Base’s overall Google rating is 4.9 from 138 reviews, checked 24 September 2026.

★★★★★Google review
Loan Base showed great initiative and care to achieve the best possible outcomes with my loans. Highly recommend
★★★★★Google review
Can we please thank you and your team for again providing such a great service. You make the whole process seamless and easy to navigate.
★★★★★Google review
Fantastic service these guys provide, as a first home buyer with little to no knowledge of the home loan world they helped me navigate my way through. They cut through the noise and jargon of the lenders and make things as simple as possible.
★★★★★Google review
Excellent communication with the team. I would highly recommend.
★★★★★Google review
So good! Super efficient with a high level of communication along the way. Very friendly and a pleasure to deal with .
★★★★★Google review
Exceptional service very professional, understanding and helpful in every step of the process

Read our five-star reviews → · See all reviews on Google ↗

A clearer next step

Ready to explore asset finance with a real person beside you?