Confirm acceptance first
Have your solicitor or conveyancer check the contract and vendor requirements before relying on a bond.
Keep cash available before settlement
Understand whether a deposit bond could support your property purchase.
A deposit bond can provide a guarantee to the vendor for the deposit amount between exchange and settlement. We help clarify when it may be considered, what approval involves and how it fits alongside your purchase finance.
A deposit bond replaces the upfront deposit—not the settlement obligation.
A deposit bond is generally issued by an insurer or specialist provider and may be used where the contract and vendor permit it. It does not provide cash to the vendor and it does not reduce the amount the buyer must contribute at settlement.
Acceptance, cost and term depend on the transaction and provider criteria. Your conveyancer or solicitor should confirm that a deposit bond is acceptable under the contract, while we can help coordinate the bond enquiry with the broader lending timeline.
How we help
Advice shaped around the decision—not a product shelf.
Align it with settlement
Make sure the bond term and purchase finance suit the expected settlement date.
Understand the full contribution
Plan for the purchase funds still required when the transaction settles.
Prepare for the conversation
A few useful things to have nearby.
You do not need a perfect folder before contacting us. These details simply help us understand the position sooner.
- Signed or proposed contract details
- Purchase price and deposit amount
- Expected settlement date
- Home loan approval or finance position
- Solicitor or conveyancer contact details
A clearer next step